What is an ideal long term care
facility? Most men and women in their retirement years still prefer to be cared
for by their children right in the comforts of their homes. Living with your children
and opting for the services of a nursing home or an assisted living facility
have its advantages, but you shouldn t discount the fact that each also has its
downside.
For instance, home care will ensure
you re well taken care of because your kids or other relatives will be present
24/7 to assist you in all areas of activities of daily living (ADL),such as
eating, bathing, using the toilet, dressing up, and performing house chores
among others. Unfortunately, you cannot count on them to administer medications
especially if you have a serious health condition because they are not trained
professionally on the medical or nursing field.
Those who can afford to pay a
professional would prefer home health care and, thus, hire a licensed nurse or
medical practitioner to look after them, and attend to their medical needs. However
helpful this is to a patient, studies done on long term care show that the
government will not shoulder the expenses of caring services performed in one s
home except if the reason behind it is medical.
So even if the reason for their home
care is nonmedical, the government will definitely consider paying the home
care services that were provided to them.
Cost of Long Term Care
Your budget for long term care will
depend on your choice or type of long term care facility. If you will opt for
home care or home health care, you will not spend as much as you would in a
nursing home or assisted living facilities.
Besides your budget, however, your
health condition is also an important factor to consider when choosing a caring
facility. Apart from the fact that licensed nurses and therapists are employed
by nursing homes and assisted living quarters, these places are equipped with
the necessary medical facilities to constantly monitor the progress or
deterioration of your health condition.
In 2010, it was recorded that a
nursing home in America
roughly cost $200 a day.
